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Business Loans – Fast Funding for Your Growing Company

Every business needs capital to grow, whether it's for expansion, inventory, equipment, or managing cash flow. With our fast and flexible business loans, you can secure the funding you need to take your company to the next level—without the long wait times of traditional banks.

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What are the key eligibility criteria to get a business loan in India?

To qualify for a business loan in India, you need to meet certain eligibility criteria set by banks and NBFCs. Here are the key points:

Age Limit: Applicant should be between 21 to 65 years
Business Type: Loans are available for proprietorships, partnerships, LLPs, private limited companies, and other small businesses
Business Vintage: Most lenders require a minimum 1 to 3 years of business operation
Annual Turnover: Must meet the lender's minimum turnover requirement, usually starting from ₹10 lakhs
Credit Score: A minimum CIBIL score of 650 is usually preferred
ITR Filing: Should have filed Income Tax Returns for the last 1–2 years
Documents Required:

  • PAN Card, Aadhaar

  • Business Registration Proof

  • GST Returns

  • Bank Statements (6–12 months)

  • ITR and Financial Statements

 

Getting a business loan without collateral is also possible under schemes like CGTMSE or with good banking history.

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